Skip to content

Client Services

Our Relationships, Your Team

Rosano Partners’ established relationships and extensive lender database are both key components that contribute to the success of your financing. We excel at creating competition amongst lenders, ensuring your financing assignment obtains both the best terms and rate. Beyond just knowing the lenders, we know the lending community: introducing our clients to best in-class title/escrow officers, attorneys, appraisers, and 3rd party consultants in the industry. Our thinking and experience in the marketplace goes beyond the standard fare. Closing on time and without re-trade is priority #1. We are your financial confidante throughout the entire loan process. The client represents a valued relationship to us, not just a single loan.

Perm Financing

Widely used for stabilized assets, permanent loans are structured with fixed periods of time (3, 5, 7, 10, 15 years) with amortization schedules ranging from 15 years to 30 years. Loan-to-value varies by product type and capital source maxing out at 75-80% of appraised value. Closing is 30 to 60 days from application.

Bridge Loans

Delivering short-term financing for properties not ready for a perm or sale. Bridge loans can be used for a host of reasons: partnership buyouts, acquisitions, deferred maintenance, capital improvements, or leasing costs. Terms usually range from 12 to 36 months, with leverage as high as 90% of cost. Bridge loans are interest-only and usually priced as a spread over Prime or LIBOR. Closing can be inside of 30 days from application.


Land, Pre-Development, & Construction financing can be found at up to 80% of total cost with pricing over Prime or LIBOR. Assembling a well thought-out financing deal book is a prerequisite for successful marketing to lenders. Our market research ensures your project has the rental/sales comps and project numbers to support the loan. Loan terms usually range from 12 to 36 months.

Special Situations

Quick acquisition, remedy a default, or a cash-out for business needs are all reasons for a special situation loan. Dependent on property, leverage, and timing, this short term loan of 12 to 36 months can price between 6% and 12%. Some call it "hard money" but our sources of private funding keep the costs lower and relationship friendly. Closing can be as quick as 5 business days.